Three repayment methods
EMI on reducing balance, flat rate, and interest only (bullet) cover typical Bangladeshi facilities.
Included in the Enterprise plan
Track every bank loan, instalment and overdraft in one place
Bangladeshi businesses often carry several facilities at once: a term loan, a time loan against an LC, lease finance, an overdraft or cash credit line. Record each loan with its repayment schedule, see what is overdue or due soon, and post instalments with interest split correctly.
30-day trialNo credit cardSetup assistance included
eSolverBooks / Banking / Loans and facilities
How it works
From setup to a review-ready result
A practical workflow your team can follow without adding disconnected spreadsheets or repeated data entry.
- 1
Record the loan
Enter lender, loan type, principal, rate, tenure and first due date, with any processing fee. The disbursement is booked.
- 2
Preview the schedule
See the full repayment schedule before saving, using EMI on reducing balance, flat rate or interest only.
- 3
Pay each instalment
Pay the next unpaid instalment from the loan, recording any late-payment interest the bank charged.
- 4
Monitor exposure
See outstanding principal, overdue instalments and what falls due in the next 30 days, and export PDF or Excel.
What you get
Built for how loans, emi & od/cc tracking actually works
No missed instalment, clear outstanding principal at any date, and interest and charges booked properly instead of lumped into one payment.
Overdue at a glance
Dashboard cards show total outstanding principal, overdue amount and instalments due in the next 30 days.
Processing fee handled
A processing fee deducted from the disbursement is booked as bank charges.
Late-payment interest
Record late-payment interest charged by the bank when an instalment is paid late.
OD/CC facilities
Overdraft and cash credit accounts carry a sanctioned limit, with interest calculated on the daily product.
Enterprise plan
Loan and EMI tracking is included on the Enterprise plan.
Feature details
Every item and sub-item, clearly explained
Understand the main workflow, what belongs inside it and how each capability supports accurate daily work.
01
Main feature item
Set up term loans
Capture the facility properly.
What it includes
4 connected capabilities designed to keep this part of loans, emi & od/cc tracking organized.
Included sub-items
What belongs under set up term loans
01
Lender and loan number
Record the bank, the loan number and the account it relates to.
02
Loan types
Term loan, time loan, lease finance, stimulus package and similar facilities each have their own type.
03
Principal, rate and tenure
Enter the amounts and dates once. The schedule is calculated for you.
04
Disbursement booked
The cash received and the liability created are posted when the loan is recorded.
02
Main feature item
Repayment schedule
Know every instalment in advance.
What it includes
4 connected capabilities designed to keep this part of loans, emi & od/cc tracking organized.
Included sub-items
What belongs under repayment schedule
01
EMI reducing balance
Equal instalments with interest falling as principal is repaid.
02
Flat rate
Interest calculated on the original principal for the period.
03
Interest only
Pay interest through the term and principal at the end.
04
Schedule preview
Review the entire schedule before saving the loan.
03
Main feature item
Pay and monitor
Keep the books in line with the bank.
What it includes
4 connected capabilities designed to keep this part of loans, emi & od/cc tracking organized.
Included sub-items
What belongs under pay and monitor
01
Pay instalments in order
Instalments are paid in order; the next unpaid one can be settled from the loan screen.
02
Late-payment interest
Record the late-payment interest charged by the bank when an instalment is paid late.
03
Overdue and upcoming
See overdue instalments with amounts, and what falls due within 30 days.
04
PDF and Excel preview
Export the loan register for management or the bank.
04
Main feature item
Overdraft and cash credit
Revolving lines of credit.
What it includes
4 connected capabilities designed to keep this part of loans, emi & od/cc tracking organized.
Included sub-items
What belongs under overdraft and cash credit
01
Sanctioned limit
Set up an overdraft or cash credit bank account with its sanctioned limit.
02
Interest by daily product
Interest is calculated on the daily balance product, then reviewed and posted.
03
Adjust to the debit advice
Edit the computed interest to agree with what the bank actually charged.
04
Separate tab
OD/CC facilities have their own tab beside term loans, so revolving lines do not clutter the loan register.
Accounting reference
This feature explanation is informed by recognized accounting and control guidance. Your configuration and filing obligations should still be reviewed for your organization and jurisdiction.
Keep exploring
Related features, solutions and guides
Put loans, emi & od/cc tracking to work for your business
Create a clearer workflow and give your team information they can understand and trust.